Terms of Use

1. Acceptance of These Terms

These Terms of Use (“Terms”) are an agreement between you and Yves A Martin Consulting, LLC, doing business as MQUAL (“MQUAL,” “we,” “us,” or “our”). By accessing or using mqual.com or any page that links to these Terms (the “Site”), you agree to these Terms and our Privacy Policy. If you do not agree, do not use the Site.

2. Website Information & Tools

The Site provides general information about MQUAL, technology services, cybersecurity, compliance, software development, artificial intelligence, and related business topics. It may also provide self-assessment checklists and other educational resources.

Site content is provided for general informational purposes. It is not a substitute for an assessment of your organization’s systems and circumstances, and it is not legal, regulatory, accounting, medical, insurance, or other professional advice. Laws, threats, technologies, products, and industry practices change, and we do not promise that every page is complete, current, or suitable for a particular purpose.

3. No Client or Services Relationship

Viewing the Site, using a checklist, sending an inquiry, or participating in an initial conversation does not create a client, consultant, fiduciary, business-associate, or other professional relationship with MQUAL. MQUAL’s services are provided only under a separate written agreement. If these Terms conflict with a signed services agreement concerning those services, the signed agreement controls.

Descriptions of services, outcomes, case studies, testimonials, or potential benefits are illustrative and are not guarantees of availability or results. Any proposal, scope, pricing, service level, warranty, or commitment must be stated in an authorized written agreement.

4. Acceptable Use

You may use the Site only for lawful purposes. You may not:

• Attempt to gain unauthorized access to the Site, its hosting environment, accounts, systems, or networks.
• Probe, scan, test, bypass, disable, or interfere with security or authentication measures without MQUAL’s prior written authorization.
• Introduce malware, destructive code, excessive automated traffic, denial-of-service activity, spam, or other harmful material.
• Misrepresent your identity or affiliation, impersonate MQUAL or another person, or use Site information to facilitate phishing, fraud, harassment, or social engineering.
• Scrape, harvest, or collect personal information from the Site, or use automated means in a manner that burdens or disrupts the Site.
• Copy, modify, distribute, sell, or commercially exploit Site content except as expressly permitted by these Terms or applicable law.
• Use the Site in violation of law or the rights of another person or organization.

We may restrict or block access to protect the Site, MQUAL, our clients, or others.

5. Intellectual Property

The Site and its original text, design, graphics, branding, software, checklists, and other content are owned by or licensed to MQUAL and are protected by applicable intellectual-property laws. MQUAL and related names, logos, and marks may not be used without prior written permission.

Subject to these Terms, MQUAL grants you a limited, revocable, nonexclusive, nontransferable right to access the Site and to print or save reasonable portions of its resources for your own internal, noncommercial business evaluation. This permission does not transfer ownership or permit republication, resale, creation of competing materials, or removal of copyright or attribution notices.

6. Messages, Feedback & Other Submissions

Information submitted through a contact form is handled as described in our Privacy Policy. A public website form is not an approved channel for confidential client information, passwords, access credentials, protected health information, payment-card information, vulnerability details, or sensitive security configurations.

If you voluntarily provide general feedback or suggestions about the Site or MQUAL’s offerings, you permit MQUAL to use that feedback without restriction or compensation. This does not apply to confidential information governed by a separate written agreement.

7. Third-Party Websites & Services

The Site may link to or embed services operated by third parties, including mapping, publishing, and social-media services. MQUAL does not control and is not responsible for third-party availability, security, content, products, or privacy practices. A link does not necessarily constitute endorsement. Your use of a third-party service is governed by that provider’s terms and policies.

8. Disclaimers & Limitation of Liability

To the fullest extent permitted by law, the Site and its content are provided “as is” and “as available,” without warranties of any kind, express or implied. MQUAL disclaims implied warranties of merchantability, fitness for a particular purpose, title, and noninfringement. We do not warrant that the Site will be uninterrupted, error-free, secure, or free of harmful components.

To the fullest extent permitted by law, MQUAL and its owners, officers, employees, contractors, and agents will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages, or for loss of profits, revenue, goodwill, data, or business opportunity, arising from or related to the Site or reliance on its content.

Some jurisdictions do not permit certain warranty exclusions or liability limitations. In those jurisdictions, these provisions apply only to the extent permitted by law.

9. Governing Law

These Terms are governed by the laws of the State of Florida, without regard to conflict-of-law principles. Subject to applicable law, disputes relating to the Site or these Terms will be brought in the state courts located in Pinellas County, Florida, or the applicable federal court in Florida, and the parties consent to those courts’ jurisdiction and venue.

10. Changes, Severability & Entire Agreement

We may modify the Site or these Terms at any time. Updated Terms will be posted on this page with a revised effective date. Your continued use after an update constitutes acceptance of the revised Terms.

If a provision of these Terms is found unenforceable, it will be enforced to the greatest extent permitted and the remaining provisions will remain effective. A failure to enforce a provision is not a waiver. These Terms and the Privacy Policy constitute the entire agreement concerning use of the public Site, except where a separate written agreement applies.

11. Contact