.legal-hero {
  background:
    linear-gradient(105deg, rgba(7,27,51,.98), rgba(15,63,112,.91)),
    radial-gradient(circle at 82% 26%, rgba(245,130,32,.4), transparent 32%);
  color: var(--white);
  padding: 76px 0 62px;
}

.legal-hero-inner { max-width: 820px; }

.legal-eyebrow {
  color: var(--orange);
  font-size: 13px;
  font-weight: 900;
  letter-spacing: 1.8px;
  margin-bottom: 13px;
  text-transform: uppercase;
}

.legal-hero h1 {
  font-size: clamp(40px,5vw,62px);
  letter-spacing: -1.8px;
  line-height: 1.02;
  margin: 0 0 18px;
}

.legal-hero p {
  color: #dbe9f8;
  font-size: 19px;
  line-height: 1.65;
  margin: 0;
  max-width: 720px;
}

.legal-layout {
  align-items: start;
  display: grid;
  gap: 64px;
  grid-template-columns: 240px minmax(0, 780px);
  justify-content: center;
  padding: 70px 0 96px;
}

.legal-toc {
  background: var(--soft);
  border: 1px solid var(--border);
  border-radius: 12px;
  padding: 24px;
  position: sticky;
  top: 118px;
}

.legal-toc h2 {
  color: var(--navy);
  font-size: 14px;
  letter-spacing: .8px;
  margin: 0 0 12px;
  text-transform: uppercase;
}

.legal-toc a {
  border-top: 1px solid var(--border);
  color: var(--gray);
  display: block;
  font-size: 14px;
  font-weight: 700;
  line-height: 1.35;
  padding: 10px 0;
  text-decoration: none;
}

.legal-toc a:hover { color: var(--orange); }

.legal-content {
  color: var(--gray);
  font-size: 17px;
  line-height: 1.75;
}

.legal-content .updated {
  color: var(--navy);
  font-size: 14px;
  font-weight: 800;
  margin: 0 0 28px;
}

.legal-content h2 {
  color: var(--navy);
  font-size: 29px;
  letter-spacing: -.5px;
  line-height: 1.2;
  margin: 48px 0 14px;
  scroll-margin-top: 120px;
}

.legal-content h2:first-of-type { margin-top: 0; }

.legal-content h3 {
  color: var(--navy);
  font-size: 20px;
  margin: 28px 0 8px;
}

.legal-content p { margin: 0 0 18px; }

.legal-content ul {
  margin: 0 0 22px;
  padding-left: 24px;
}

.legal-content li { margin-bottom: 9px; }

.legal-content a {
  color: var(--blue);
  font-weight: 700;
}

.legal-callout {
  background: var(--soft);
  border: 1px solid var(--border);
  border-left: 5px solid var(--orange);
  border-radius: 10px;
  color: var(--dark);
  margin: 28px 0;
  padding: 22px 24px;
}

.legal-contact {
  background: var(--navy);
  border-radius: 12px;
  color: #dbe9f8;
  margin-top: 26px;
  padding: 26px;
}

.legal-contact a { color: var(--white); }
.legal-contact p:last-child { margin-bottom: 0; }

@media (max-width: 880px) {
  .legal-layout { grid-template-columns: 1fr; gap: 34px; }
  .legal-toc { position: static; }
}

@media (max-width: 560px) {
  .legal-hero h1 { font-size: 40px; }
  .legal-layout { padding: 48px 0 72px; }
}